Getting some extra money is not always easy, although our first options are usually those that inspire confidence, not all of our friends can lend us money and, in those cases, the most appropriate option is to use a lender to obtain the amount we need.
Now, it may be that the time you dedicate to work and other activities give you little opportunity to visit an agency or office, a reasonable solution is to resort to online loan sites such as PrimeTimeAdvance, where you can opt for loans that range between $ 100 and $ 5000, completing the application from your office or home is very simple, in addition, it is usually quick.
For this reason, we decided to review this lender site service and let you know if it is trustworthy and how to get the money in your pocket.
How to contract a loan in PrimeTimeAdvance
To apply for a loan you must complete a form with private information such as your personal information, work information, and bank information, remember to ensure that you provide this information accurately because they will send the money to that account. They are not direct lenders.
Thanks to this information, the lender partners of this online company will obtain your credit rating (if they need it) and can request other information from different institutions.
In order to protect your data, they have used 256-bit SSL security encryption with the Comodo Secure security seal.
Even so, remember that when you make an online loan request your personal information is distributed in a network of lenders that evaluate your request and based on that evaluation, make a credit offer.
To be approved by the lenders associated with this loan company, you must meet the following criteria:
- Have been employed in your current job for at least 90 days.
- Have United States citizenship or be a permanent resident.
- Being over 18 years.
- Receive an income of around $ 1,000 a month after taxes.
- Maintain a checking account in your name.
- Provide an updated telephone number for your home and/or
- Provide a valid email address
How does PrimeTimeAdvance work?
After completing the application process (in case you meet the general approval criteria), the lenders associated with the page do their job evaluating the information provided and adjusting the product that will be offered based on the data obtained.
It is possible that in a matter of minutes you start receiving loan offers.
Generally, when you ask for $ 1000 or less the offers will be for payday loans, while if you need between $ 1000 and $ 5000 the offers will be for installment loans, although for your approval little will affect your credit rating, in case of installment loans will strongly influence the fees you must pay, so carefully analyze each offer you receive, you are not obligated to accept the first one, make sure you make a good decision.
When you decide to accept a loan offer you will be redirected to the website that belongs to the lender, there you can ask more questions if there are still some doubts.
Keep in mind that you have the right to know the amount of each one of the fees that you will cancel and what percentage of interest is applied in each one. Make sure to obtain information on the measures and fines that the lender applies in case of delayed or unpaid payments, do not accept if they do not seem reasonable.
Rates and Fees
Because this site is not a direct lender you cannot obtain information of this type, you will only have access to it when you decide to accept an offer, but be aware that because it is not a direct lender, the website does not charge commissions for using its platform.
An influential factor in the rates and fees you pay will depend on your credit rating, if it is decent or average you will receive reasonable offers, but a bad credit rating is synonymous with high-interest rates.
Another influential factor will be the state in which you live, in some states these loans are heavily regulated, while in others they are simply prohibited.
Do Not Forget
Delaying payments often means paying fines for delinquency, and in case you do not pay some lenders to resort to collection agencies to recover your money, in addition, not pay negatively affects your credit rating. Whenever you accept a loan contract you must agree with the methods of the lender.
It may be that what you really need is not a loan, but professional help to organize your expenses, if you still cannot afford your needs it is time to resort to a loan, a valid reason to ask for money are unexpected situations; Whatever your case, ask for money responsibly, accept a loan that you are able to repay.
In The End
PrimeTimeAdvance is a fairly trustworthy service, they connect you with lenders based on several states and allow you to get different types of loans from the same site. If you are looking for some extra cash, go there now and get the money in your account in no time.Visit PrimeTimeAdvance