Best Online Personal Loans Like Rise Credit

Rise Credit is one of the main providers of this service in the US, as they have a nice background and offer a huge number of alternatives. Nevertheless, they also count on higher rates than some other options, which we are why to present here a nice list of alternatives to Rise Credit.

Most people expect to have savings, whether in interest-bearing accounts, generate capital by investing in free markets, or make profits and economic gains so that they can secure their present and, better yet, their future.

However, it is a real challenge for many people to gather money and, even more so, invest it.

On the other hand, some once determined use for their money does not under any circumstances alter what to do then before a medical emergency, damage to your home, or an unexpected expense with their vehicles.

Loans Like Rise Credit

Payday loans are usually the best alternative to solve these unforeseen situations without eating-up your savings.

They are uninsured loans with relatively low approved amounts, which, if well employed, can be a valuable financial tool.

Visit Rise Credit


Official Site

WhiteRockLoans a direct lender. According to their work policies, they understand that there are emergencies that may require access to cash, so they have dedicated themselves to simplifying the process of finding a lender or lender partner to get the money you need.

Consider, at the time you access this website, that although many lenders or lender partners on this platform will lend between $100 and $5000, payday loans do not usually exceed $1000, so it is recommended that you choose the first option on the list, i.e., loans with a maximum amount of $1000. If you choose another option, it will probably be personal loans.

In case you have bad credit, or worse, you find yourself in bankruptcy, remember that personal loans are usually offered to people with good credit. Still, each lender or credit partner on this platform has its underwriting policies.

Understanding that it is important for you to know how your information is protected, this online company collaborates with Comodo Secure to protect your data while distributing it within its lender’s network. It is a good indication that this website is in operation since 2012, so it is pretty much trustworthy.

back to menu ↑


Official Site

LoanSolo is an easy to navigate lender connection company like Rise Credit, whose main objective is to connect its clients with short term and online loan lenders to address small financial needs in dollars. That means successfully connecting our users with lenders willing to provide the necessary funds.

As you would expect, you need to complete a basic online form, albeit with enough personal, employment, and financial information for potential lenders to evaluate your application and submit a suitable offer for you. You can also choose to apply for the payday loan via a phone call. The number is at the top of all internal links.

As a lender connection service, it is then understood that you are not dealing with a direct lender.

For this reason, you should carefully read the contract provided by your potential lender to be aware of their working conditions as you cannot demand or claim anything from LoanSolo.

When it comes to numbers, you can aspire to short-term loans of up to $1,000 and online personal loans of up to $3,000. To protect your private information, they use security encryption provided by the company 256-SSL-SECURED.

To know more about LoanSolo: LoanSolo Review

back to menu ↑


Official Site

As in the previous case, Lendyou is not a lender and, therefore, does not make short-term loans or credit decisions. That means, among other things, that they are not in a position to inform you about the rates and fees you might pay or approve or disapprove a loan application, among other things.

You start by filling out the online form. Then your information is sent to outside lenders who can make you a loan offer. If you accept an offer, the lender will provide instructions for doing so. Since each third-party lender has its terms and conditions, check these before accepting the loan. In particular, verify information about the APR, fees, renewal terms, and the consequences of non-payment.

It invites peace of mind to observe that it employs a series of state-of-the-art security measures designed to keep your information secure.

On the other hand, the site’s information –Including yours) is very secured, protected by a 128-bit SSL encryption provided by the renowned company McAfee Secure and they are also members of the Online Lender Alliance (OLA).

Besides, they allow you to apply for several loans at a time. Still, since multiple inquiries to the credit bureaus Experian, Equifax, and Transunion can result in a lowering of your credit score, we will strongly recommend you pass.

back to menu ↑

Rainy Day Lending

Official Site

Just like in previous cases, Rainy Day Lending is not a lender; rather, they provide a service that aims to quickly connect customers with potential lenders offering tailored loans.

Their market is targeted to Americans throughout the United States use personal loans to pay for emergency expenses such as medical expenses, mechanical fees, and bills.

It’s mostly in this type of financial process that, while short-term loan approval can be quick, usually within minutes, it’s safest to get the money until the next business day. An emergency seems like a long time, but if you don’t have a credit card or the only option is to go to a bank, then a business day isn’t as long as it sounds.

Although the application process is done completely online, it may be necessary to fax application materials and other documents in some circumstances. However, this does not guarantee your choice as a borrower.

The design of this company’s website is quite simple, with answers to the most frequently asked questions on the home page, a particular range of amounts to apply for, and a simple but comprehensive flowchart showing how your application process works.

back to menu ↑

Check Into Cash

Official Site

In this case, the company Checks Into Cash operates online and physically in 30 states of the nation, if it is a direct lender. That means you’ll learn about the rates and fees that apply by accessing their credit product information section. They offer:

  • Payday loans.
  • Online payday advances.
  • Title loans.
  • Bill Payment Services.
  • Check to cash.
  • Reloadable prepaid debit cards.
  • Western Union money transfers.
  • Money order services.

Check Into Cash is a founding member of the Community Financial Services Association of America.

This Association is dedicated to establishing best practice standards for its members in the payday advance industry. The company was founded in 1993 in Tennessee and has remained in operation to this day.

When you enter the website, complete a brief online application, and a Check Into Cash representative will call and take you through the security process. Depending on the state, the APR can range from 153% to 1042%, varying greatly depending on the state where you live and, in some cases, the amount requested.

back to menu ↑

Honest Loans

Official Site

You may be interested to know that HonestLoans does not perform credit checks through the three major credit bureaus (Experian, Equifax, TransUnion). But they can run a credit check to determine creditworthiness through an alternative provider that may or may not affect your credit score.

It would be best if you kept in mind that this is also not a direct lender and cannot predict the exact charges and interest on the loan option presented to you.

So, as you receive offers within their platform, you must analyze them thoroughly to determine if they are right for you. Remember, you don’t have to accept the terms. It’s an offer, not an obligation.

They are also members of the Online Lender Alliance, and while they do not disclose which company provides the service to them, they do indicate that your data is protected at all times by secure 256-bit SSL encryption.

We should mention that while it is possible to get a payday loan through this platform, you can also opt for personal loans, cash advance loans, and delivery loans. And the amounts you can aspire to have a maximum of $50,000.

At the End

Here we gave you some reliable options to apply for a loan like Rise Credit in case of an emergency. As a general advice piece, you should try to keep your data registered beforehand to prevent chaos. Remember that there are certain disadvantages to seeking a loan if you don’t meet the best criteria.

Don’t forget that, as a general rule, you will have to meet the following requirements to be able to apply on most of these platforms:

  • Work at least 90 days in your current job.
  • Be at least 18 years old and a U.S. citizen or permanent resident.
  • Have an approximate monthly income of $1,000 after withholding taxes.
  • Have a valid e-mail address, work phone number, and home phone number.

Choose from the options presented in this list so you can cope with that unexpected economic circumstance without the uncertainty of wondering if it is a reliable site or not.

We will be happy to hear your thoughts

Leave a reply

5 × 1 =